Thumbs down: Negligible net worthA dose of cold reality in from U.S. Census Bureau this week: The median household net worth in the U.S. in 2010, excluding home equity, equaled $15,000. This was up 8 percent from '09. But that figure, including home equity, dropped 35 percent, to $66,740 in 2010 from $102,844 in 2005. Households led by people 35 to 44 years old saw the largest percent decline: 59 percent over the 5-year period. The bureau also noted the continued correlation between education and higher net worth: Graduate and professional degree holders led the pack with a net worth of $245,763 (including their homes), followed by people with bachelor's degrees at $142,518. Those with high school diplomas had a median net worth of $42,223.