Abortions not covered by insurance 

By Jess Seabolt

A bill prohibiting insurance policies and health maintenance organization contracts from providing coverage for abortions will go into effect July 1.

House Bill 1123, authored by Rep. Jeff Thompson, R-Lizton, prohibits insurance companies from covering abortions, unless there is a specific circumstance, such as cases of rape, incest or the health of the mother. The bill pertains to all insurance companies, such as state employee health plans, private policies and student health policies.

The bill does allow for abortion coverage if the consumer opts to pay for it separately as an add-on through a rider or endorsement.

"It became an issue whether insurance should cover elective surgery and we needed to determine if that was an option," said Sen. Greg Walker, R-Columbus, the bill's sponsor in the Indiana Senate.

Walker said that the bill doesn't deal with the legality of abortions, but that it's about making sure insurance options include abortion coverage as a choice not something companies have to pay for.

Walker also said that the bill is in the conversation with the Affordable Care Act, otherwise known as ObamaCare, and that it is just following the same national debate.

Walker said the bill would be applicable to any health insurance plan.

"I think it's pretty straight forward," said Walker about the bill.

Jess Seabolt is a reporter for TheStatehouseFile.com, a news service powered by Franklin College journalism students and faculty.

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